GitLab

Baccarat may have a reputation as a high-stakes game for casino the elite, but it's actually one of the easiest casino games to learn. With a very low house edge and minimal decision-making, it's an appealing option for all skill levels.

The Goal of the Game
In Baccarat, you are not playing against the dealer or other players; you are betting on the outcome of two hands, named the Player and the Banker. The aim is to wager on the hand—Player or Banker—that will end up with a higher score. Your betting options are simple: Player win, Banker win, or a Tie between them.

Scoring the Hands

Cards 2-9: Are worth their face value. 10s, Jacks, Queens, and Kings (Face Cards): Are worth zero points. Aces: Count as one.

When the sum of the cards is 10 or more, the first digit is dropped. For example, a hand consisting of a 7 and an 8 is not 15, but 5. If the Player or Banker is dealt a total of 8 or 9 on the first two cards, it's called a "natural" and the round ends.

The Three Bets and Their Odds
Your involvement ends after you place your bet. The game proceeds based on a predetermined set of drawing rules. Here’s a breakdown of the three bets and their house edge.

Wager Type Expected Loss Notes

Bet on Banker Just over 1% This is statistically the best bet in baccarat. It wins slightly more often than the Player bet. Winning Banker bets are subject to a 5% commission, but it's still the most favorable wager.

Player Very Low (1.24%) A very solid bet with only a slightly higher house edge than the Banker. There is no commission taken on Player wins.

Bet on a Tie ~14.36% Never make the Tie bet. The probability of it occurring is very low, and the house advantage is huge.

If you want to play with the best possible odds, your strategy should be to bet on the Banker every time. This simple tactic ensures you are playing against the lowest possible house edge. It is this mix of easy rules, great odds, and thrilling gameplay that has made baccarat a casino favorite for generations.